If you are a homebuyer with a disability, you may be feeling overwhelmed by the task ahead of you. Looking at endless listings of homes that weren’t built for accessibility can become exhausting. To get the keys to your dream home, you’ll need a plan to locate acceptable homes and an idea of how you’d like to modify your property. In addition to working with an expert agent from The Scislow Group to find the perfect place, you’ll need to evaluate your financing choices, tour properties with potential, and connect with contractors who can deliver high-quality results.
Financing Your Home Purchase
Your home is likely the biggest purchase you will make in your life, so it is important to thoroughly research and evaluate all of your potential financing options before making an offer. As a homebuyer with a disability, Self states that you may be able to benefit from assistance through the Housing Choice Voucher homeownership program, the Community HomeChoice program, or grants offered by the Department of Veterans Affairs.
While you could apply for a conventional loan through a private lender, you may want to pursue an FHA loan instead. You might be a good candidate for an FHA application if you’re a first-time homebuyer with a short credit history and less money saved for a down payment.
Touring Properties
Your agent from The Scislow Group can guide you as you look for a modifiable property within your price range. When visiting properties, your goal is to identify homes that can easily be remodeled for accessibility. If possible, avoid homes with more than one story. Seek out homes with open floor plans, which will give you more space to maneuver safely. Finally, finding a house that already has hardwood flooring is a bonus if you need a mobility aid.
Plan for Moving Day
Before moving day rolls around, you’ll need the help of a few loved ones to pack up your current residence. You should also begin looking for a moving company as soon as your offer on a home is accepted. Include this expense in your moving budget, and start searching online for companies that fit your acceptable price range. To find a trustworthy service, you’ll need to compare rates and customer reviews from a few different companies.
Common Modifications
You may need certain features and fixtures installed prior to your move-in date. For instance, you might want additional lighting for your kitchen to prevent falls and injuries. Perhaps you would benefit from slip-resistant flooring, a walk-in shower, or more space around the toilet in your bathroom. If you use a wheelchair, you will almost certainly need a ramp installed for the main entrance of your home. Your final list of modifications will depend on your specific requirements for comfort and safety.
Finding Contractors
When you’re ready to move forward with these modifications, you’ll have to hire several contractors. Finding qualified, reputable contractors can be challenging, but with a little perseverance, you’ll feel confident in your final choices! The Spruce recommends looking for contractors with solid track records, positive references, and reasonable written estimates. With the right team of contractors, you’ll be able to transform your new house into a truly accessible home.
Yes, finding an accessible home does pose certain challenges. But while you may not be able to put down an offer on a home with all of the design features you need, an expert agent from The Scislow Group can definitely help you move into a modifiable home. With these tips, you’ll be well-equipped for your accessible home search.
Article by Patrick Young – ableusa.info
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